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PSW contracts with a local network of Thurston County doctors and Medicare Advantage health plans to offer you a choice in finding a health plan that best meets your healthcare needs. PSW has partnered with Humana and Premera for 2020-2021. Learn more here.

Due to COVID-19, enrollment will be conducted over the phone or via virtual meeting. We encourage you to fill out the form below and a PSW agent will be in touch within 48 business hours to assist with Medicare Advantage questions.

You may also call 360.943.4337 ext. 9 to speak with a PSW agent today or click on one of the images below to view plans online:

Frequently Asked Questions

How We Work With Your Doctor

Based in Olympia, WA for more than 20 years, Physicians of Southwest Washington (PSW) is locally owned and managed by physicians. PSW represents a network of more than 900 providers and facilities and works with health plans and health care providers in delivering great patient care.

Physicians of Southwest Washington (PSW) contracts with local doctors and Medicare Advantage health plans to offer you a choice in finding a health plan that best meets your healthcare needs. PSW’s mission is to support the physician-patient relationship in the independent practice of medicine through fair contracting, responsible resource utilization and prudently adopted innovations in health care delivery.

PSW is committed to quality improvement, clinical integration and meaningful measures of value. PSW is a private company and not a health plan.

Why Medicare Advantage?

What do Medicare Advantage Plans cover?

Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you’re in a Medicare Advantage Plan. In all types of Medicare Advantage Plans, you’re always covered for emergency and urgent care. Medicare Advantage Plans must offer emergency coverage outside of the plan’s service area (but not outside the U.S.). Many Medicare Advantage Plans also offer extra benefits such as dental care, eyeglasses, or wellness programs. Most Medicare Advantage Plans include Medicare prescription  drug coverage (Part D).

How much do Medicare Advantage Plans cost?

Each Medicare Advantage Plan has different premiums and costs for services, so it’s important to compare plans in your area and understand plan costs and benefits before you join

Your healthcare needs can change.

So can the benefits and costs of Medicare Advantage plans. It’s important to check with your doctor to confirm which Medicare Advantage plans they are accepting for 2021.

STAR Ratings and Why They Matter

Star ratings are assigned to Medicare Advantage plans by the Centers for Medicare and Medicaid Services (CMS). Star Ratings are calculated each year and may change from one year to the next. The Medicare Program rates all health and prescription drug plans each year, based on a plan’s quality and performance. Medicare Star Ratings can help you learn how a Medicare Advantage plan is doing. The two main types of Star Ratings are:

  1. An Overall Star Rating that combines all of a plan’s scores.
  2. Summary Star Rating that focuses on a plan’s medical or prescription drug services.

Some of the areas Medicare reviews for these ratings include:

  • How members rate a plan’s services and care;
  • How well a plan’s doctors detect illnesses and keep members healthy;
  • How well a plan helps its members use recommended and safe prescription medication

While star ratings provide an overall value, the ratings alone are only one piece of information to consider before choosing the Medicare Advantage plan that works best for you. To find out more, visit Medicare.gov.

When Can I Enroll?

The Annual Enrollment Period (AEP) will run from October 15 to December 7, 2020, for coverage effective for 2021. This is the time when you can make changes to your Medicare coverage. During this time, you have several options: enroll in, leave or switch your Medicare Advantage health plan. Any new coverage you get during this time will start on January 1, 2021.

Not quite 65? Give yourself a birthday gift. Your Initial Enrollment Period (IEP) is the 7-month period you have when you first become eligible to sign up for Medicare. It includes the 3 months before the month of your birthday, your birth month, and the 3 months after the month of your birthday. During this time, fill out PSW’s contact form to speak to an agent or go to Medicare.gov to learn more about your options to enroll in a Medicare Advantage plan.

We look forward to helping you with your Medicare Advantage questions or needs. Please fill out this form to get started and have a PSW agent contact you.

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