Your healthcare needs change. Whether you’re 65 and new to Medicare or 75, learn how Medicare Advantage
plans can support the best YOU!
PSW contracts with a local network of Thurston County doctors and Medicare Advantage health plans to offer you a choice in finding a health plan that best meets your healthcare needs.
As a local company, PSW has ‘boots on the ground’ when working with health care providers and Medicare
Advantage plans to support the best services, education, and training are provided.
PSW has partnered with Humana and Premera for 2020-2021.
PSW Contracted Plans
PSW Offers Free One-on-One Help
Free one-on-one consultations are available Monday-Friday, 8:00am-4:00pm. No appointment needed and no obligation.
PSW licensed agents can answer your questions on Medicare, Medicare Advantage and the specific health
plans we offer.
Our agents put your needs first. If one of our plans is not the best fit, don’t worry – we’ll connect you with other options.
Frequently Asked Questions
HOW WE WORK WITH YOUR DOCTOR
Based in Olympia, WA for more than 20 years, PSW is locally owned and managed by physicians. PSW represents a network of more than 900 providers and facilities and works with health plans and health care providers in delivering great patient care.
PSW contracts with local doctors and Medicare Advantage health plans to offer you a choice in finding a health plan that best meets your healthcare needs.
As a local company, PSW has ‘boots on the ground’ when working with health care providers and Medicare Advantage
plans to support the best services, education and training are provided.
PSW’s mission is to support the physician-patient relationship in the independent practice of medicine through fair contracting, responsible resource utilization and prudently adopted innovations in health care delivery. PSW is committed to quality improvement, clinical integration and meaningful measures of value. PSW is a private company and not a health plan.
WHY MEDICARE ADVANTAGE?
What do Medicare Advantage Plans cover?
Medicare Advantage Plans must cover all of the services that Original Medicare covers except hospice care. Original Medicare covers hospice care even if you’re in a Medicare Advantage Plan. In all types of Medicare Advantage Plans, you’re always covered for emergency and urgent care. Medicare Advantage Plans must offer emergency coverage outside of the plan’s service area (but not outside the U.S.). Many Medicare Advantage Plans also offer extra benefits such as dental care, eyeglasses, or wellness programs. Most Medicare Advantage Plans include Medicare prescription drug coverage (Part D).
How much do Medicare Advantage Plans cost?
Each Medicare Advantage Plan has different premiums and costs for services, so it’s important to compare plans in your area and understand plan costs and benefits before you join
Your healthcare needs can change.
So can the benefits and costs of Medicare Advantage plans.
It’s important to check with your doctor to confirm which Medicare Advantage plans they are accepting for 2021.
STAR RATINGS AND WHY THEY MATTER
Star ratings are assigned to Medicare Advantage plans by the Centers for Medicare and Medicaid Services (CMS). Star Ratings are calculated each year and may change from one year to the next.
The Medicare Program rates all health and prescription drug plans each year, based on a plan’s quality and
performance. Medicare Star Ratings can help you learn how a Medicare Advantage plan is doing.
The two main types of Star Ratings are:
- An Overall Star Rating that combines all of a plan’s scores.
- Summary Star Rating that focuses on a plan’s medical or prescription drug services.
Some of the areas Medicare reviews for these ratings include:
- How members rate a plan’s services and care;
- How well a plan’s doctors detect illnesses and keep members healthy;
- How well a plan helps its members use recommended and safe prescription medication
While star ratings provide an overall value, the ratings alone are only one piece of information to consider before choosing the Medicare Advantage plan that works best for you. To find out more, visit Medicare.gov.
WHEN CAN I ENROLL?
The 2021 Annual Enrollment Period (AEP) is from October 15 to December 7, 2020. This is the time when you can make changes to your Medicare coverage. During this time, you have several options: enroll in, leave or switch your Medicare Advantage health plan.
Any new coverage you get during this time will start on January 1, 2021.
Not quite 65? Give yourself a birthday gift.
Your Initial Enrollment Period (IEP) is the 7-month period you have when you first become eligible to sign up for Medicare. It includes the 3 months before the month of your birthday, your birth month, and the 3 months after the month of your birthday.